» Home » Schools » AISD Personnel » Administration  » Contact Us  
 
Insurance Premiums
Insurance Premium Rates
Business Office

SUBJECT: EMPLOYEE MEDICAL AND LIFE INSURANCE PREMIUM RATES

The District furnishes each employee $25,000 of term life insurance currently provided by Ft. Dearborn Life & Health Insurance Company. This insurance is available only to the employee.

The School District pays $300.00 for the health and life insurance premium for each employee who works thirty hours or more per week. The District pays half of the premium ($150.00) of each employee who works at least ten hours but less than thirty hours per week.

We will deduct the monthly premium for health insurance from your paycheck. These premiums must be paid in advance and the deductions for premiums must be withheld in advance. Premiums for September coverage will be deducted from paychecks issued in August to employees. In the case of new employees, we can deduct a makeup premium for September since the September check is your first check. This premium can be divided over a maximum of four months if you prefer.

Our health insurance is a Blue Cross Blue Shield network of Preferred Providers Organization (PPO). There are 3 options the employee may choose from:

There are three options the employee may choose from, Plan A (Low Option), Plan B (Medium Option), Plan C (High Option). The Plan you select will apply to both you and your covered dependents.

The plans and monthly premiums are listed below, the actual cost to the employees (+30 hours), and the rates for 2002-2003:

MEDICAL BENEFIT OPTIONS

Low Option Medium Option High Option

Plan A_ _ ____Plan B____ _ _ Plan C

Individual Deductible ($) $1,000 Combined $200 Combined $ -0- / $500 (In/Out)

Family Deductible ($) $3,000 Combined $600 Combined $ -0- / $1,500 (In/Out)

Co-Insurance (In/Out) 70% / 50% 90% / 70% 90% / 70%

Office Visit Co-Pay* $35 $25 $15

Preventive Care $500 per year $500 per year $500 per year

Ind. Co-Ins. Max. (In/Out) $2,000/ $3,000 $1,000/ $2,000 $500 / $2,000

Family Co-Ins. Max. (In/Out) $6,000 / $9,000 $3,000 / $6,000 $1,500 / $6,000

Prescription Co-Pay $20 / $40 / $60 $5 / $20 / $35 $5 / $20 / $35

*In-Network Only

PAYROLL DEDUCTIONS EFFECTIVE 9-1-02*

Low Option Medium Option High Option

Plan A_ _ ____Plan B____ _ _ Plan C

Employee Only $ -0- $ 75.00 $110.00

Employee & Child(ren) $150.00 $275.00 $360.00

Employee & Spouse $300.00 $450.00 $520.00

Employee & Spouse &

Child(ren) $450.00 $650.00 $770.00

PT Employees (<30 hrs)
Who pay ½ of insurance $150.00 $225.00 $260.00

Employee & Children $300.00 $425.00 $510.00

Employee & Spouse $450.00 $600.00 $670.00

Employee & Spouse &

Child(ren) $600.00 $800.00 $920.00

DENTAL PLAN

Effective with the September 2002, payroll deductions, the deductions for Andrews ISD Employee Dental Benefits will increase. The increase is necessary to keep premium equal to claim expenses. Benefits are not being changed. The new payroll deductions are:

Employee Only $28.00

Employee & Child(ren) $56.00

Employee & Spouse $56.00

Employee & Spouse & Child(ren) $62.00

Blue Cross Blue Shield’s telephone number (800) 521-2227: Our group number 63484.

If you have any questions, please call Mandy Pace at ext. 783 or Melisa Martin at ext. 781.

I
















©2007 Andrews ISD - All rights reserved.