SUBJECT: ANDREWS
I.S.D. ANNUITY PROGRAM

In addition to employees participating in the
Teacher Retirement System, the District has a retirement program that is available to all
personnel at their own cost.



All participating 403(b) vendors must be approved by the Teacher Retirement
System of Texas and appear on their "List of 403(b) Certified
Companies" that can be found at :

www.trs.state.tx.us/403B/403b)CertifiedList.htm

If further information is needed, please
contact Joe Merrell at ext. 780 or Kim Long at ext. 781.